Assurant Health - One Deductible Medical Plans

Health Insurance through Assurant Health, Golden Rule, Celtic and More...

With Assurant Health, you'll get health insurance the way you want it with:

Up to an $8 million lifetime benefit maximum
Worldwide coverage, 24 hours-a-day
Your choice of doctors and hospitals from extensive networks
No referrals necessary to see a specialist
The Option to add a Health Savings Account
12, 24 and 36 Month rate guarantees
View plan details and summary

APPLY DIRECT - Insurance Company Quote / Application Links
	To Get a Quote & Apply directly through Assurant Health / Time Insurance - *Click Here*
	To Get a Quote & Apply directly through Golden Rule / United Healthcare - *Click Here*
	To Get a Quote & Apply directly through Celtic Insurance Company - *Click Here*
	To Get a Quote & Apply for the Value Medical Plan - *Click Here*
	To Get a Quote & Apply directly through Standard Security - *Click Here*
We also offer "No Deductible Limited Medical Insurance Plans" that pay you directly for office visits, x-rays, labs, outpatient, hospital stays, ambulance and more. Click Here for more information and a quote

Questions? Call 1-800-544-9505

Get a Free No-Obligation Quote for Health Insurance - Designed to Keep Money in Your Pocket...

Health Savings Account - The newest concept in the health insurance market will make health insurance more affordable by allowing consumers to save money in a tax-free account to pay for health care costs. Individuals with self-only policies can make an HSA pre-tax annual contribution of up to $2,900 and families can make an annual contribution of up to $5,800 into a HSA account in 2008. Learn More about the Assurant Health One Deductible HSA plan.

The right blend of tax-advantage savings and health insurance - Get an Online Quote Now

With a One Deductible Health Insurance Plan and a Health Savings Account (HSA), you get more than

complete major medical coverage - you get potential premium savings and tax advantages* that can translate into extra money in your pocket.

Invest those extra funds in your HSA, and they're tax-deductible. Let your funds gain interest, and it's tax deferred. Withdraw the funds to pay for qualified expenses (like medical expenses, eyeglasses, braces, long-term care insurance premiums), and they're tax-free.

Leave your funds in your HSA and it works like an IRA. Explore this site to see the many benefits of an HSA, and learn how easy it is to start and maintain this unique tax-favored account.

First, let's see what you could save	Typical Plan	HSA Plan
First, let's see what you could save	Aggregate family deductible: $1,000 Coinsurance: 80/20	Common family deductible: $5,100 Coinsurance: NONE
Premium Paid (Annual)	$7,115	$3,100
Your share of medical care	+ $1,650	+ $2,050
expenses ($1,500 claim)	$1,000 for deductible, $100 for coinsurance, $550 for other non-covered medical expenses	$1,500 for medical expenses and $550 for dental/eyewear expenses
Expenses Subtotal	= $8,765	= $5,150
Tax Savings on HSA Deposits	+ $0	+ $1,428
(Assumes a 28%** tax bracket on deposit of $5,100, the maximum contribution allowed with a $5,100 deductible)
Tax Savings Subtotal	= $0	= $1,428
Net Expenses (out of pocket minus savings)	$8,765	$3,722
Total Net Savings With HSA Plan		= $5,043
With the HSA you still have a $3,050 balance in your account
Get more info on the One Deductible HSA approved plan.
This example is based on the average health insurance premium of an individual with a family of four living in a metropolitan area. Covered medical expenses totaling $1,000 and $500 in expenses for dental care, contacts and eyeglasses. Health insurance premiums vary substantially based on age, geographic locations and other variables. Federal tax savings calculations are deducted from federal taxes. Withdrawal for non qualified expenses prior to the age of Medicare eligibility are subject to a 10% penalty by the IRS.