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Plans for Simplicity and Tax Advantages

Assurant One Deductible Plan

Health Savings Account (HSA) 

Get simplicity and affordability with the Assurant One Deductible Plan.  While saving premium, you get a unique, integrated family deductible - including prescriptions - so you don't have to keep track of individual deductibles.  It's easy.

Here are the details on the One Deductible PPO and One Deductible Traditional Plans.

  • Lifetime maximum benefit of $3 or $8 million for PPO and $3 or $6 million for Traditional
  • ALL covered services (including prescription drugs) are applied to one deductible and coinsurance
  • Wellness services (covered subject to deductible and coinsurance) up to $500 per calendar year
  • $1,100, $1,600, $2,100, $2,600 or $5,000 individual deductible options
  • $2,200, $3,200, $4,200, $5,200 or $10,000 family deductible options.  One deductible covers the entire family.
  • 100%, 80% or 50% coinsurance options (For PPO plans, non-network coinsurance is 20% less than network coinsurance, up to the out-of-pocket maximum.)
  • Worldwide coverage included
  • 12 Month Rate Guarantee
  • Earn Interest on HSA tax-deductible contributions. 

Get tax advantaged savings* by adding a Health Savings Account to your Assurant One Deductible Plan.  An HSA allows tax-deductible contributions, tax-deferred interest and tax-free withdrawals.

It works like and IRA - only Better.

You can also use your HSA savings for qualified medical expenses that your health plan may not cover, like your deductible, contact lenses or certain types of alternative medicine, or simply let the funds accumulate for distribution after retirement.  If you have additional questions, see our FAQ section.

Compare the a traditional health insurance plans with the Assurant One Deductible HSA plan.  Click to Download HSA worksheet.

Get a HSA Quote - Click Here

 
For a complete listing of benefits, exclusions and limitation, please refer to the plan document.  In the event there are discrepancies with the information given here, the terms and conditions of the coverage documents will govern.
* Long Term Consumer Care, Inc., Assurant Health and its legal entities are not engaged in rendering tax, investment, or legal advice.  References are to federal tax laws.  State tax laws may differ.  Federal and state tax regulations are subject to change.  If tax, investment, or legal advice is required, seek the services of a licensed professional.
Non-network deductibles do not apply to One Deductible/HSA PPO Plans.  HSA deductibles are subject to change annually, based on the Consumer Price Index.
Long Term Consumer Care, Inc. California license number: 0D54126. Assurant Health markets insurance products underwritten by Time Insurance Company, Milwaukee, WI. California license number 6666.

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